:root{
  --bg:#ffffff; --fg:#111827; --muted:#6b7280; --card:#f9fafb; --border:#e5e7eb; --accent:#2563eb;
}
*{box-sizing:border-box}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial; color:var(--fg); background:var(--bg); line-height:1.5}
a{color:inherit;text-decoration:none}
.container{max-width:1100px;margin:0 auto;padding:0 20px}
.header{position:sticky;top:0;z-index:10;border-bottom:1px solid var(--border);background:rgba(255,255,255,.85);backdrop-filter:blur(10px)}
.header .row{display:flex;align-items:center;justify-content:space-between;gap:16px;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700}
.brand .logo{width:32px;height:32px;border-radius:14px;background:var(--accent);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800}
.nav{display:none;gap:18px}
.nav a{font-size:14px;color:var(--muted)}
.nav a:hover{color:var(--fg)}
.lang{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}
.lang a{font-size:12px;padding:6px 10px;border-radius:10px;color:var(--muted)}
.lang a:hover{background:var(--card);color:var(--fg)}
.lang a.active{background:var(--card);color:var(--fg)}
.cta{display:none;background:var(--accent);color:#fff;border-radius:14px;padding:10px 14px;font-weight:700;font-size:14px}
.cta:hover{opacity:.9}
@media(min-width:860px){.nav{display:flex}.cta{display:inline-flex}}
.hero{border-bottom:1px solid var(--border);background:var(--card)}
.hero .wrap{padding:64px 0}
.h1{font-size:34px;line-height:1.15;letter-spacing:-0.02em;font-weight:800;max-width:820px}
@media(min-width:860px){.h1{font-size:52px}}
.lead{margin-top:18px;color:var(--muted);font-size:18px;max-width:820px}
.actions{margin-top:28px;display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:14px;padding:10px 14px;font-weight:700;font-size:14px;border:1px solid var(--border);background:#fff}
.btn.primary{background:var(--accent);border-color:var(--accent);color:#fff}
.btn.primary:hover{opacity:.9}
.btn.secondary:hover{background:var(--card)}
.trust{margin-top:32px;display:grid;gap:10px}
@media(min-width:860px){.trust{grid-template-columns:repeat(3,1fr)}}
.pill{border:1px solid var(--border);background:#fff;border-radius:18px;padding:14px;color:var(--muted);font-size:13px}
.section{padding:56px 0}
.section.bg{background:var(--card)}
.title{font-size:28px;font-weight:800;letter-spacing:-0.02em}
.subtitle{margin-top:10px;color:var(--muted);max-width:680px}
.grid{margin-top:22px;display:grid;gap:16px}
.grid.cols3{grid-template-columns:1fr}
@media(min-width:860px){.grid.cols3{grid-template-columns:repeat(3,1fr)}}
.grid.cols2{grid-template-columns:1fr}
@media(min-width:860px){.grid.cols2{grid-template-columns:repeat(2,1fr)}}
.grid.cols4{grid-template-columns:1fr}
@media(min-width:860px){.grid.cols4{grid-template-columns:repeat(4,1fr)}}
.card{border:1px solid var(--border);background:#fff;border-radius:18px;padding:18px;box-shadow:0 1px 0 rgba(17,24,39,.04)}
.card h3{margin:0;font-size:16px;font-weight:800}
.card p{margin:10px 0 0;color:var(--muted);font-size:14px}
.bullets{margin:12px 0 0;padding:0;list-style:none;display:grid;gap:8px}
.bullets li{display:flex;gap:10px;color:var(--muted);font-size:14px}
.dot{width:8px;height:8px;border-radius:50%;background:var(--accent);margin-top:7px;flex:0 0 auto}
.footer{border-top:1px solid var(--border);padding:36px 0;color:var(--muted);font-size:13px}
.footer .row{display:flex;flex-direction:column;gap:10px}
@media(min-width:860px){.footer .row{flex-direction:row;align-items:center;justify-content:space-between}}
.small{font-size:12px;color:var(--muted)}
.form{display:grid;gap:12px}
.input, .textarea{width:100%;border:1px solid var(--border);border-radius:14px;padding:10px 12px;font-size:14px}
.textarea{min-height:140px;resize:vertical}